It is like saying good-bye to an old friend....
@AbbyGreenhill (45490)
United States
April 4, 2016 10:19am CST
....you know how it goes, you've been there probably. You have an old friend but these are modern times and you have to change with them. You need more out of the friendship or something different, something new and maybe better.
No, I'm not talking about a 'real friend'...I've said good-bye to several over the years. I'm talking about the bank.
As of April 1st our bank of almost 13 years was sold and we had the choice of going with the new bank (which they wanted us to do) or finding a totally different bank. We went with the second option.
In the last month we have had all the direct deposits and bank drafts switched over to the new bank. We have had several meetings with the financial team at the bank. They are reviewing our investments to make sure we are getting the most for our money.
We are in the process of buying Long Term Care Insurance, something that is very important the older you get. We have had a phone interview with the company and shortly will have an in-home physical done all to make sure we qualify for Long Term Care. All of this overseen by the bank's financial team.
We have had the staff at the local bank literally open the front door for us, as the Branch Manger did this morning when we got there! Everyone has been extremely helpful and we are glad we made the switch. They think I'm very funny, which I am!
Will I miss the old bank, yes, in a way...but mostly I'll miss the person we first met at that bank and has remained a friend since then. We won't be banking with her, but she's still a good friend!
I sent her an e-mail earlier to tell her that the end is here, but being a good friend she understands!
Photo: pixabay.com/en/friends-trust-friendship-together-1027867/
19 people like this
21 responses
@celticeagle (189915)
• Boise, Idaho
4 Apr 16
Changes in this big ole world are not always fun. They just keep on happening.
1 person likes this
@AbbyGreenhill (45490)
• United States
5 Apr 16
@celticeagle Yes it is and that's important when it comes to money.
1 person likes this
@AbbyGreenhill (45490)
• United States
4 Apr 16
This change turned out to be a good thing for us, so we're happy with it.
1 person likes this
@LeaPea2417 (40037)
• Toccoa, Georgia
4 Apr 16
We had a Bank that we were a part of for years, then it sent a message saying they were being bought out by another bigger bank. They said the bigger bank would still use the same building and all us customers didn't have to do a thing because all our accounts would remain the same. I was happy that the bank didn't close down for good forcing us to change banks.
1 person likes this
@LeaPea2417 (40037)
• Toccoa, Georgia
4 Apr 16
@AbbyGreenhill I am glad you found something good that works for you.
@AbbyGreenhill (45490)
• United States
4 Apr 16
@LeaPea2417 Thanks...it's a bank that I did many many many mystery shops at for years so I knew a lot about them already.
1 person likes this
@AbbyGreenhill (45490)
• United States
4 Apr 16
It worked good for you. For us, changing from a very small bank with only a dozen branches in TN to a large bank covering many states has given us a lot of options and things we had never been offered before. I used to have a financial person in Denver do out investments, now I have a team close that I can sit down with - the prev. bank didn't have that...big difference.
1 person likes this
@Asylum (47893)
• Manchester, England
4 Apr 16
I ended up changing banks without actually changing my account. I was in the Trustee Savings Bank since the 1960s. Several years ago they amalgamated with Lloyds Bank and became Lloyds TSB. Recently the two banks separated again into the original businesses.
For some strange reason my account became Lloyds, whereas I would have expected it to revert to the TSB.
1 person likes this
@AbbyGreenhill (45490)
• United States
4 Apr 16
If we had stayed with the bank taking over the account would have remained the same and they would have done all the work to switch the bank drafts and direct deposits. You have been with them for a looonnng time!
1 person likes this
@Asylum (47893)
• Manchester, England
4 Apr 16
@AbbyGreenhill I certainly have. The branch that I joined closed down over 30 years ago and my account was transferred to the main town centre branch.
1 person likes this
@PatZAnthony (14749)
• Charlotte, North Carolina
5 Apr 16
We have been using the same bank for many years, but it has been sold or taken over and 'renamed' several times-about 6 that I can recall...such is life.
1 person likes this
@AbbyGreenhill (45490)
• United States
5 May 16
Changing banks was easier than I thought and well worth the change financially.
1 person likes this
@sunrisefan (28524)
• Philippines
5 Apr 16
During my 32 years working a bank, I've seen our bank gobble up as many as 5 or 6 banks during my employment. Even now, I heard that our bank still keeps an open eye on buying out other banks.
1 person likes this
@AbbyGreenhill (45490)
• United States
5 Apr 16
They all do it. First our previous bank merged with another bank and now they are selling off branches to another small bank. I'm glad I'm with a big bank now.
1 person likes this
@AbbyGreenhill (45490)
• United States
6 Apr 16
This will be our last move...just closed out the old account an hour ago - last check cleared we're done.
@amadeo (111937)
• United States
4 Apr 16
I guess most of us here agreed that we hate the changes that is happening
@AbbyGreenhill (45490)
• United States
4 Apr 16
It was painless for my husband, I did all the work for the change!
1 person likes this
@Jessicalynnt (50523)
• Centralia, Missouri
4 Apr 16
I just switched over to the bank in town, still in the process of moving the last few things over and getting the old one shut down
1 person likes this
@AbbyGreenhill (45490)
• United States
4 Apr 16
I have to wait about 3 days for the check today to clear then the old one goes bye-bye.
1 person likes this
@Marilynda1225 (91126)
• United States
4 Apr 16
It is a bit difficult saying good-bye to your old bank and mostly the person you dealt with mostly.
@AbbyGreenhill (45490)
• United States
5 Apr 16
Her I could call and get stuff done faster than dealing with the 'regular' people at the bank...Plus she's a real dog lover and her daughter is studying to be a vet so we have that in common and she loves Ruby!
@sallypup (69188)
• Centralia, Washington
4 Apr 16
You got to do what you got to do. In the next month or so we will be making bank changes. I've never gotten that close to any bank employee. Kudos to you and my condolences.
@AbbyGreenhill (45490)
• United States
4 Apr 16
I meet and become friends with bank people, our realtors and such...I like to have them as friends!
@JamesHxstatic (29410)
• Eugene, Oregon
4 Apr 16
That sounds like a good change. I have long term care insurance, but my wife was unable to get it due to some health issues. I got it in my 60s, but that in home exam and even a telephone interview to see if I was demented yet (I guess) was pretty rigorous.
1 person likes this
@AbbyGreenhill (45490)
• United States
4 Apr 16
I was told they get the doc's records then the income thing is no big deal since we already told them our 'problems'.....The phone call was thorough but not long and detailed. If we don't get it we'll just put the money away in the bank and hold it in case.
@LindaCPearson (2240)
• United States
4 Apr 16
I know how you feel. I'm not all that good with change any more and I usually do feel a sense of loss. It's nice you're able to remain in contact with your bank friend.
1 person likes this
@AbbyGreenhill (45490)
• United States
4 Apr 16
When we go back to the area where she is (where we used to live) we always stop by the bank to visit and sometimes get together for dinner.
1 person likes this
@KuznVinny (768)
• United States
4 Apr 16
I feel loyalty toward no bank. These are the institutions that are foreclosing on people pitilessly. One person I know asked for a one month extension, and they were flat out rejected. One month. These are not the institutions they originally started out to be. They are part of what the Bible shows is "Greedy Commerce."
@AbbyGreenhill (45490)
• United States
4 Apr 16
I have never been in a position like that so I have never had a bad experience with any bank.
@KuznVinny (768)
• United States
4 Apr 16
@AbbyGreenhill It can and does happen to anyone. So far not to me. But I have found banks pretty despicable in the behavior department.
@AbbyGreenhill (45490)
• United States
4 Apr 16
@KuznVinny It hasn't and won't happen to me. No mortgage, no loans. So not to 'anyone'.
@GardenGerty (169489)
• United States
15 Apr 16
Sometimes we get forced into a change that is really better for us than we realized.
@kaka135 (14994)
• Malaysia
4 Apr 16
Yes, sometimes leaving a place is really like saying good bye to an old friend.
Glad that you like the new bank, and it seems like it's quite good as well.
I have not totally changed to a new bank before, but I have experienced the banks merging, and my account has been transferred over. But, it didn't matter much to me, as I was still young and I didn't really go to bank. I don't actually have relationship with anyone in the bank, because I mostly do online banking nowadays. My parents do know a person from the bank very well, as they always went to the bank personally, and the lady was really nice to them. Sometimes I think there are something good to be done offline. 
@cherriefic (10399)
• Philippines
4 Apr 16
Yeah. It feels that way if you've been with them for a long time and switch over.
@AbbyGreenhill (45490)
• United States
4 Apr 16
Yes, it was difficult to part, but we are getting so much more at the new bank.
@JudyEv (382259)
• Rockingham, Australia
5 Apr 16
There comes a time when it is just senseless to stay loyal to a firm simply for the sake of loyalty.
