Very Busy Afternoon On The Phone

@CarolDM (203454)
Nashville, Tennessee
November 14, 2022 4:36pm CST
Been on the phone off and on a large part of the afternoon today. Working on insurance for my cousin again. I thought I had it all figured out for her. Then she remembered two more doctors and medicines to add to the formulary. She called me today to apologize. She forgot two of her medicines and neither are covered under the plan I recommended to her. One of the two doctors she forgot is not covered under the plan. Not sure what she will do. She may have to take the plan and just pay a higher co-pay for one of her doctors. So much to look at with insurance these days. But I am glad she allowed me to help her. I used to do things like this for my Dad. I think of him a lot lately in the middle of this process. I did almost everything for him and was over 500 miles away. I sure miss those days. My cousin has recently moved. I talked about it the other day. Her cat, Li'l Dude, went missing. She found him behind the coffee pot. It was a cute photo she sent me. Made me smile. So happy they are all together again. Her dog, Presley is enjoying the new place too. Enjoyed the sunshine earlier. Still cold but we made it to 45 F today. Made for a nice day. The highs will be in the 40s the rest of the week.
31 people like this
28 responses
@Juliaacv (48251)
• Canada
15 Nov 22
That is a cute picture, I think that the kitty likes her coffee. You are so kind to help your cousin out as you are, I am sure that she feels the blessings as it sounds like a very complicated matter. We had another cold day today, but staying inside it did not affect me.
3 people like this
@CarolDM (203454)
• Nashville, Tennessee
15 Nov 22
It was so funny to see him peeking around. She has so much to get sorted out. She is very appreciative always. And has nobody else to help her. Stayed inside here too except for changing the water in the bird bath and gave them more peanuts.
3 people like this
@Juliaacv (48251)
• Canada
15 Nov 22
@CarolDM The birds will be as thankful as your cousin is.
2 people like this
@CarolDM (203454)
• Nashville, Tennessee
15 Nov 22
@Juliaacv I saw several cardinals today as I thought about my Dad. So peaceful to watch.
2 people like this
@allknowing (130067)
• India
15 Nov 22
That happiness when a lost pet is found is immeasurable. Glad you are helping your cousin - the joy of giving only those who do that know.
3 people like this
@allknowing (130067)
• India
15 Nov 22
@CarolDM That is exactly what those parties do to me. I get happiness organizing them.
2 people like this
@CarolDM (203454)
• Nashville, Tennessee
15 Nov 22
She knew he was in the house but not sure where. He is still getting used to the new place. It helps me to help her. I do not mind at all. She is very appreciative.
3 people like this
@CarolDM (203454)
• Nashville, Tennessee
15 Nov 22
@allknowing That is great to hear.
2 people like this
@wolfgirl569 (94747)
• Marion, Ohio
15 Nov 22
Finding insurance can be a hige pain. Glad she found the cat. That is a great picture
2 people like this
@wolfgirl569 (94747)
• Marion, Ohio
15 Nov 22
@CarolDM Cats dont always like changing homes
2 people like this
@CarolDM (203454)
• Nashville, Tennessee
15 Nov 22
Thanks, he was trying to hide. Insurance can be a headache.
1 person likes this
@CarolDM (203454)
• Nashville, Tennessee
15 Nov 22
@wolfgirl569 They do not like change at all.
1 person likes this
• United States
15 Nov 22
sweet kitty, jest checkin' out the new 'bode :) glad yer cousin's yerself to help muddle through the insurance nightmare. sadly none 'f my docs 'ccept any health insurance plans 'vailable where i hang my hat. so, i jest don't see any, aint fer some years. thanks to the 'health 'xchange' my option 'tis to find new specialists a minimum 'f 530 miles round trip... would'a loved to've 'd yer weather today. 'n the words 'f pooh, 'twas blustery. bitter cold 'n high winds with a bit 'f snow tossed 'nto the mix.
2 people like this
@CarolDM (203454)
• Nashville, Tennessee
15 Nov 22
There she is!!! So HAPPY to see you my sweet friend. Yes, her little cat was checking to things for sure. That is sad about your doctors. It is crazy that any of us have to boggle through this mess every year. We had the cold wind over the weekend. A nice day today but not for long. I trust all is well with you. Please take care and drop by again when you can.
2 people like this
• United States
15 Nov 22
@CarolDM most kind 'f ya, ms. carol. i fear i've been hidin' out from the universe best i could. long story i shan't bore ya with. 'tis not the doc's, per se. 'tis new mexico's crappy insurance plans 'n limited options. seems this side 'f the state 'tis been fergotten. gonna be chilly here fer a bit, a roller-coaster ride which i dislike. 'tis natures way though, so 'ccept such's given. big hugs 'n love ~ hope all 'tis well'n yer neck 'f the woods.
2 people like this
@CarolDM (203454)
• Nashville, Tennessee
15 Nov 22
@crazyhorseladycx Well of course. You know how I feel about you. You have made my day. I totally understand we all have to hide out sometimes. We will have to email sometime to catch up. I will get with our friend Valerie and hopefully exchange emails. Would love to stay in touch if you don't mind. Please take care.
2 people like this
@JudyEv (325295)
• Rockingham, Australia
15 Nov 22
That is such a cute photo. Li'l Dude looks like he is hiding.
2 people like this
@JudyEv (325295)
• Rockingham, Australia
16 Nov 22
@CarolDM We had one horse that would hide behind a tree but the tree wasn't quite wide enough to hide his tummy.
1 person likes this
@CarolDM (203454)
• Nashville, Tennessee
16 Nov 22
@JudyEv That is too funny.
1 person likes this
@CarolDM (203454)
• Nashville, Tennessee
16 Nov 22
Thanks, I thought he was cute, like he was hiding in plain sight.
1 person likes this
@Neil43 (3165)
15 Nov 22
I pulled out all my insurance during pandemic because I needed some cash. Now, I don't have any but I am planning to have some soon.
2 people like this
@CarolDM (203454)
• Nashville, Tennessee
15 Nov 22
I cannot imagine not having insurance.
2 people like this
@CarolDM (203454)
• Nashville, Tennessee
15 Nov 22
@Neil43 I hope you find insurance soon.
1 person likes this
@Neil43 (3165)
15 Nov 22
@CarolDM Me too. It feels uncomfortable. So, really soon I look for an insurance that suits my needs.
2 people like this
@GardenGerty (157481)
• United States
15 Nov 22
Cute picture. 45 is not too bad if there is sunshine.
2 people like this
@CarolDM (203454)
• Nashville, Tennessee
15 Nov 22
Thanks and today we have rain.
1 person likes this
@snowy22315 (169575)
• United States
15 Nov 22
Very good of you to help! Cute kitty pic.
2 people like this
@CarolDM (203454)
• Nashville, Tennessee
15 Nov 22
Thanks. I enjoyed helping her.
1 person likes this
@LadyDuck (457249)
• Switzerland
15 Nov 22
You are surely doing a lot for your cousin, those things are exhausting. This is a cute cat in the photo.
1 person likes this
@LadyDuck (457249)
• Switzerland
15 Nov 22
@CarolDM Dealing with insurance companies, no matter which kind, it a pain. Cats love to explore.
1 person likes this
@CarolDM (203454)
• Nashville, Tennessee
15 Nov 22
I am doing what I can. All on the phone since she is states away and hundreds of miles. Her cat was finding his way around.
1 person likes this
@CarolDM (203454)
• Nashville, Tennessee
15 Nov 22
@LadyDuck Yes they seem to make it more complicated than it has to be. Her cat is checking out all of his new hiding places.
1 person likes this
@sallypup (57709)
• Centralia, Washington
14 Nov 22
You're an angel It was hard enough getting Medicare part B let alone anything else.
2 people like this
@CarolDM (203454)
• Nashville, Tennessee
14 Nov 22
She has thanked me so many times through this process. I learned a lot working in healthcare and always helped my Dad. So I do not mind at all. It can be so confusing.
2 people like this
@Dena91 (15844)
• United States
15 Nov 22
Glad that you were able to help your cousin with her insurance with the doctors and medicines she had forgotten. So much to remember. Lil Dud is precious. Our weather will be in the 40s all week too. I am enjoying it.
2 people like this
@CarolDM (203454)
• Nashville, Tennessee
15 Nov 22
Thank you Dena. I was happy to help. Raining here since last night.
1 person likes this
@Ronrybs (17838)
• London, England
15 Nov 22
Cats do love disappearing. I think they love the attention as people look for them! Hope you get the insurance sorted out, it all sounds complicated and more than it should be
2 people like this
@CarolDM (203454)
• Nashville, Tennessee
15 Nov 22
Yes they do disappear at times. I think it is all sorted for now, I hope so. They make it harder than it should be.
1 person likes this
@Kandae11 (53678)
15 Nov 22
It is a satisfying feeling when we are able to lend a helping hand. Yes it is a cute photo.
2 people like this
@CarolDM (203454)
• Nashville, Tennessee
15 Nov 22
Yes it is for sure. It helps me to help others. I smiled when I saw the photo.
2 people like this
@Beestring (13272)
• Hong Kong
15 Nov 22
That's a lovely picture. It's kind of you to help your cousin.
2 people like this
@celticeagle (158680)
• Boise, Idaho
15 Nov 22
What a relief to find that peeker. Cute picture you shared. So good of you to help your cousin. Insurance is complicated nowadays. I'm lucky to have a good one.
1 person likes this
@celticeagle (158680)
• Boise, Idaho
16 Nov 22
@CarolDM .........Good of you.
@CarolDM (203454)
• Nashville, Tennessee
15 Nov 22
Yes she knew he was around. I help every chance I get.
1 person likes this
@much2say (53895)
• Los Angeles, California
15 Nov 22
You are always so helpful above and beyond . . . I'm sure your cousin greatly appreciates it. I lost my father very recently and I've been trying to help my mother however I can (that's why you're not seeing me as much here these days). Glad your cousin found Li'l Dude . . . I know coffee helps people but funny how it helped the cat .
1 person likes this
@much2say (53895)
• Los Angeles, California
18 Nov 22
@CarolDM Not cheesy at all . . . I get that. Helpful souls like yourself inspire me to be more helpful. Thank you . . . yes, it is a very difficult time - I appreciate your words .
1 person likes this
@CarolDM (203454)
• Nashville, Tennessee
18 Nov 22
@much2say How kind. I have more to share in the next day or two. And thoughts continue to be with you. Message if you ever need to talk.
1 person likes this
@CarolDM (203454)
• Nashville, Tennessee
15 Nov 22
So sweet of you to say that. I help when and where I can. It also helps me to help others. Sounds cheesy but it really does. I know it is a hard time right now for you. Your Mom is blessed to have you. Thoughts are with all of you. I do understand. And yes, Li'l Dude was just checking things out.
1 person likes this
@RebeccasFarm (86485)
• United States
17 Nov 22
You are so good to help her Carol.
1 person likes this
@CarolDM (203454)
• Nashville, Tennessee
17 Nov 22
I don't mind helping at all. Thanks.
1 person likes this
@just4him (305417)
• Green Bay, Wisconsin
15 Nov 22
I'm sorry the added information isn't compatible with the insurance plan. Cute picture. I'm glad she found the cat.
1 person likes this
@just4him (305417)
• Green Bay, Wisconsin
15 Nov 22
@CarolDM I hope she can.
1 person likes this
@CarolDM (203454)
• Nashville, Tennessee
15 Nov 22
@just4him Thank you.
1 person likes this
@CarolDM (203454)
• Nashville, Tennessee
15 Nov 22
I know, I was as well. But she will do the best she can. Maybe she can get some discounts somewhere. Thanks. Her cat finally appeared.
1 person likes this
@aninditasen (15719)
• Raurkela, India
15 Nov 22
How are you helping your cousin in increasing her insurance claim? Glad her cat is found and her dog is fine too.
1 person likes this
@aninditasen (15719)
• Raurkela, India
16 Nov 22
@CarolDM I see and what about the old insurance? Can she stop that?
1 person likes this
@CarolDM (203454)
• Nashville, Tennessee
15 Nov 22
I am helping her change her insurance plan. She recently had a heart attack and has diabetes. I have found her a new insurance plan that pays better with less out of pocket expense for her.
1 person likes this
@CarolDM (203454)
• Nashville, Tennessee
16 Nov 22
@aninditasen Stop her insurance? No. She needs it for medical costs.
1 person likes this
@LindaOHio (155469)
• United States
15 Nov 22
I'm glad that you are able to help your cousin. Insurance can be confusing. That's a really cute photo. Hubs just took the trash out. He says it's freezing. Time to hibernate!!!
1 person likes this
@LindaOHio (155469)
• United States
15 Nov 22
@CarolDM Lake-effect s**w Friday and Saturday. I hope it's not a lot.
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@CarolDM (203454)
• Nashville, Tennessee
15 Nov 22
@LindaOHio No snow in our forecast. A little early for us.
1 person likes this
@CarolDM (203454)
• Nashville, Tennessee
15 Nov 22
I am helping all I can. It can be very confusing. Thanks. He was checking out he new home. Rain today.
1 person likes this