Well that was a relief
By snowy
@snowy22315 (202173)
United States
January 31, 2026 9:28am CST
As I have discussed on here I was in an accident on September 30. I had just paid my insurance bill a few days before. I was terrified this coming bill (I pay every 6 months) was going to be a whopper since I was found at fault. I don't really agree with that, but such is life. Anyway, I just got it..not due until late March, but not bad at all. They probably don't know about my defensive driving class either, unless they checked with the DMV. I might be able to save more on this bill with that. It is supposed to save 5 percent. So glad I switched insurance companies. The last one had gotten very greedy.
12 people like this
12 responses
@1creekgirl (44405)
• United States
14h
Glad you had better news than feared. Did you get hurt in the accident?
1 person likes this
@snowy22315 (202173)
• United States
14h
Not at all, just the vehicle unfortunately. How;s Dale doing?
1 person likes this
glad to hear@1creekgirl (44405)
• United States
11h
@snowy22315 He's gradually improving, but so exhausted. Appreciate your concern.
1 person likes this
@snowy22315 (202173)
• United States
15h
I know..I got super lucky. My driving record is good other than that.
1 person likes this
@velvet53 (23741)
• Palisade, Colorado
15h
@snowy22315That's good. Mine is good right now and I plan to keep it that way.
1 person likes this
@LovingMyBabies (85518)
• Valdosta, Georgia
16h
So sorry you got into an accident, I hope you are okay from it. Glad it didn't go up too much!
1 person likes this
@snowy22315 (202173)
• United States
15h
I wasn't hurt, I don't think it went up at all honestly.
1 person likes this
@snowy22315 (202173)
• United States
15h
Usually a chargeable accident or a hefty speeding ticket causes big problemswith your rates so I am happy.
1 person likes this
@LadyDuck (492047)
• Italy
1h
@snowy22315 - It's the same here, you lose your insurance discount if you cause even one small accident.
@snowy22315 (202173)
• United States
14h
I know...I needed that with this horrible electric bill that is certain to arrive next month..
1 person likes this
@LooeyVille (56)
• United States
12h
My insurance actually went down from the 2020 Jeep to the 2025 Hyundai Palisade
1 person likes this
@snowy22315 (202173)
• United States
12h
That's interesting. Mine only went down when I switched providers.
1 person likes this
@GardenGerty (167525)
• United States
6h
It seems every time something changes the insurance goes up for homes and vehicles. I am glad it was not as bad as you thought.
@kaylachan (82715)
• Daytona Beach, Florida
17h
I'm glad that it worked for you.
1 person likes this
@snowy22315 (202173)
• United States
17h
Yeah, I am thrilled actually. Even with the accident it is still more than a 100 dollars less than my previous company.
@dgobucks226 (37291)
•
15h
Most insurance companies allow for one accident claim before raising rates. However, that is not written in stone, so beware of future increases perhaps when it's time to renew again.
1 person likes this
