Happy Friday and We Got Hit!

@DianneN (254926)
United States
February 11, 2022 10:58am CST
My favorite day is here again, and it’s Friday date night! It’s also crystal clear and 53 degrees outside. What could be better in February? While in Florida recently, we attended two HOA meetings held outdoors with masks. It’s time to install a new sea wall (see my photo) and put in a new parking lot, among other things. As a result, our monthly fees will jump. However, we are being assessed for the new sea wall for $17,000 We have the option in paying it off over 10 years. Hubs and I decided to pay it in full. In case we aren’t around, we don’t want our kids to have to pay that amount when they inherit our condo. Would you do the same? Looking forward to a stiff martini tonight!
24 people like this
23 responses
@shaggin (74987)
• United States
11 Feb 22
That is so kind of you. I’d probably just tell them to let it go to the bank and not take on the inheritance of it .
2 people like this
@shaggin (74987)
• United States
11 Feb 22
@DianneN wow why? Don’t like the heat?
2 people like this
@DianneN (254926)
• United States
11 Feb 22
They’d probably sell the place. They both hate Florida
2 people like this
@DianneN (254926)
• United States
11 Feb 22
@shaggin They find it boring. They like traveling to exotic beaches where the scuba diving is great or to cities and state parks. I can bop them on the head. At least when they inherit, they can rent the place or sell it.
1 person likes this
@jobelbojel (36796)
• Philippines
11 Feb 22
I would do the same. I won't bother the family members.
2 people like this
@jobelbojel (36796)
• Philippines
11 Feb 22
@DianneN that's true.
1 person likes this
@DianneN (254926)
• United States
11 Feb 22
@jobelbojel Thanks for understanding.
@DianneN (254926)
• United States
11 Feb 22
I agree. They don’t need the extra burden.
2 people like this
@snowy22315 (209132)
• United States
11 Feb 22
If I could afford it I would.
2 people like this
@DianneN (254926)
• United States
11 Feb 22
It would keep them from having to worry about the added expense later.
@FourWalls (86855)
• United States
11 Feb 22
Yep, I’d pay it off. Now that I’ve done my taxes and know the damage ($24) I’ll pay off the “same as cash” bill on my furnace. I have a serious question for you (and if you tell anyone I was serious I’ll spike your martini with water instead of gin!): given what happened to that condo building in Surfside last year, was there any discussion about your condo building and it being structurally sound? (I’d want to know that the building wasn’t going to collapse before I paid for the sea wall! ) I would hope your building was inspected right after that happened last year and that things are fine.
2 people like this
@DianneN (254926)
• United States
11 Feb 22
Not bad damage for you, thank goodness! Yes, our building as were most buildings were inspected thoroughly. We passed with flying colors. Please don’t spike my martini with water. My lips are sealed, except for the bottle of water I’m guzzling right this minute
2 people like this
@FourWalls (86855)
• United States
11 Feb 22
@DianneN — I’m glad everything’s okay with your condo. Enjoy your stiff martini this evening, and Shabbat shalom!
2 people like this
@DianneN (254926)
• United States
11 Feb 22
2 people like this
@jstory07 (148771)
• Roseburg, Oregon
11 Feb 22
$17,000 is a lot of money. I would have paid it in full to. That is how we pay our property taxes every year.
2 people like this
@DianneN (254926)
• United States
11 Feb 22
True, but it will be a burden for many who live there.
1 person likes this
@CarolDM (203396)
• Nashville, Tennessee
11 Feb 22
I would not live with HOA fees ever. Enjoy your drink.
2 people like this
@DianneN (254926)
• United States
11 Feb 22
@CarolDM It works. We are lucky that money isn’t an issue or we’d be in trouble.
1 person likes this
@DianneN (254926)
• United States
11 Feb 22
It is what it is. If it were our own private house in Florida, we’d have to replace it ourselves. Having an HOA is worth it to us, since we don’t have to worry about anything while there or up in Connecticut (where we don’t have an HOA fee)
2 people like this
@CarolDM (203396)
• Nashville, Tennessee
11 Feb 22
@DianneN Whatever works.
2 people like this
@dodo19 (48182)
• Beaconsfield, Quebec
11 Feb 22
That is definitely quite a bit of money. I hope you enjoy date night.
2 people like this
@DianneN (254926)
• United States
11 Feb 22
Such is the life of a homeowner Thanks and happy Friday to you!
2 people like this
@rebelann (117269)
• El Paso, Texas
12 Feb 22
You two are so considerate of your boys and their families. Hmmmmm, if it's stiff does that mean it's frozen
1 person likes this
@rebelann (117269)
• El Paso, Texas
12 Feb 22
Ahhhhh, so now you're the 'happy' chef albeit inebriated. Did you lace dinner?
1 person likes this
@rebelann (117269)
• El Paso, Texas
12 Feb 22
Welllll, sounds like someone will be happy as a kite tonight.
1 person likes this
@DianneN (254926)
• United States
13 Feb 22
1 person likes this
@DWDavis (25797)
• United States
12 Feb 22
I think you are doing the right thing. We prefer to pay in full when we can.
1 person likes this
@DWDavis (25797)
• United States
12 Feb 22
@DianneN I'm dreading the day we get assessed for the sewer lines the county has been promising for the last 25 years. I hope we are out of the house before that happens. Because we own the wooded lot next door, we will be charged double. Ouch!
1 person likes this
@DianneN (254926)
• United States
12 Feb 22
@DWDavis I don’t blame you
1 person likes this
@DianneN (254926)
• United States
12 Feb 22
It makes sense. We don’t want the kids to have a shocker at the time.
1 person likes this
@LadyDuck (502729)
• Italy
12 Feb 22
My Mom did for the same reason. We would pay because it's a habit to pay everything immediately and not to have debts, no matter who will inherit the house.
1 person likes this
@DianneN (254926)
• United States
12 Feb 22
My father did the same. He didn’t believe in credit cards or installments, but then again, he had money under his mattress
1 person likes this
@LadyDuck (502729)
• Italy
13 Feb 22
@DianneN My father never had credit cards, but back in time you could use cash. With the latest restriction here in Europe paying cash has become a serious problem. If you dare to pay something that costs more than $1,000 cash they consider it's money laundering and you get a fiscal inspection.
1 person likes this
@DianneN (254926)
• United States
13 Feb 22
@LadyDuck Wow! No such thing here, thank goodness.
1 person likes this
@moffittjc (128840)
• Gainesville, Florida
12 Feb 22
Should your HOA fees have already been covering that? If not, that's poor planning on the part of the condo board. Any current AND future maintenance needs should always be factored in to your fees. When I bought my first townhouse, our HOA was responsible for the entire outside of the buildings, including the roof of each building. They built into our fees the cost of repainting the exterior walls, patching any stucco, and replacing the roof every 25 years. They also built into our fees the cost to replace our neighborhood swimming pool 25 years down the road. Now, if I was faced with a special assessment like you are facing, I would probably elect to pay all of it upfront if I could afford it.
1 person likes this
@moffittjc (128840)
• Gainesville, Florida
13 Feb 22
@DianneN I know that no matter how much planning goes into these sorts of things, there’s always something unexpected that comes up that requires a special assessment. Tell them to build the new sea wall high enough to accommodate future rising sea levels! Lol
1 person likes this
@DianneN (254926)
• United States
13 Feb 22
@moffittjc Right and lol
1 person likes this
@DianneN (254926)
• United States
12 Feb 22
Our place is nuts, but they’re trying to fix all the damage the thieves of the past did. We are in arrears. All you mentioned is covered. However, assessments arise when necessary. This is our first since we bought the place in 2013 or 2014.
1 person likes this
@JudyEv (382440)
• Rockingham, Australia
11 Feb 22
We'd do the same. We wouldn't be leaving it for the kids to sort out. Enjoy your Friday.
1 person likes this
@DianneN (254926)
• United States
11 Feb 22
We think alike. We clean out junk to make their life easier when the time comes. Thanks so much. We just finished some appetizers and I enjoyed my martini. I’m about to make shrimp scampi for dinner. We both enjoy it.
1 person likes this
@DianneN (254926)
• United States
13 Feb 22
@JudyEv Let’s not talk about that yet
1 person likes this
@JudyEv (382440)
• Rockingham, Australia
12 Feb 22
@DianneN We moved to this gated community to make it easier for the boys when our time comes. And we're closer to hospitals, etc.
1 person likes this
@NJChicaa (127172)
• United States
11 Feb 22
Whoa. That is a lot of money to have to shell out at once.
2 people like this
@DianneN (254926)
• United States
11 Feb 22
We could pay it off in 10 years. Don’t ask about our new patio and paint job. Paying cash to save money
2 people like this
@LindaOHio (222726)
• United States
12 Feb 22
I don't like installments and debt hanging over my head. I would pay it off all at once. Have a good weekend.
1 person likes this
@DianneN (254926)
• United States
12 Feb 22
We always do, too, except for private school and Cornell U. It hit us at the exact same time, but that’s all in the past.
1 person likes this
@DianneN (254926)
• United States
13 Feb 22
@LindaOHio Yes, several. They may have to move
1 person likes this
@LindaOHio (222726)
• United States
13 Feb 22
@DianneN I am sure there are some for which this will be a bad blow.
1 person likes this
• United States
12 Feb 22
Of course if you are able to pay in full it is the best option. I loathe having payments drag out for years. We almost bought a new vehicle but the thought of monthly payments and the fact that we are still trying to buy a home stopped us. We bought a used vehicle for cash.
1 person likes this
@DianneN (254926)
• United States
12 Feb 22
I agree. It’s always best to pay in cash.
1 person likes this
@GardenGerty (169568)
• United States
12 Feb 22
I would always opt to pay in full if I can.
1 person likes this
@DianneN (254926)
• United States
12 Feb 22
It’s always the best way.
@RasmaSandra (98106)
• Daytona Beach, Florida
13 Feb 22
Enjoy your martini you deserve it, I agree with your decision, I could not make that decision because I would not have the money. As it was I had to pay taxes on my land in Riga and it would have cost close to 20,000 to pay it all off and own the land, So I was lucky the people bought the house and took up the payment of the land, You know I would have been happier having Martin around and still paying those taxes thus is life,
1 person likes this
@DianneN (254926)
• United States
13 Feb 22
I know
1 person likes this
@just4him (323168)
• Green Bay, Wisconsin
11 Feb 22
Yes, I would do the same. No need to put a bill on your children unnecessarily. Enjoy Friday Date Night.
1 person likes this
@DianneN (254926)
• United States
11 Feb 22
1 person likes this
@DianneN (254926)
• United States
11 Feb 22
True and thanks.
1 person likes this
@just4him (323168)
• Green Bay, Wisconsin
11 Feb 22
@DianneN You're welcome.
1 person likes this
@thelme55 (79323)
• Germany
12 Feb 22
Yes, paying it in full is good. There will be no trouble in the future.
1 person likes this
@DianneN (254926)
• United States
12 Feb 22
I agree. Anything for the kids to keep them from stress
1 person likes this
@thelme55 (79323)
• Germany
13 Feb 22
1 person likes this
@oahuwriter (26773)
• United States
12 Feb 22
Happy Friday!! If I'd the money, yes pay now, in full. Anything construction, price always goes up, 2 hours after getting estimate. Your children, won't have to worry about it, at all. Tax wise, good too.
1 person likes this
@DianneN (254926)
• United States
12 Feb 22
Thanks and I hope you had a wonderful, happy Friday I agree! Construction goes up before we can blink our ??
1 person likes this