Happy Friday and We Got Hit!
By DianneN
@DianneN (254926)
United States
February 11, 2022 10:58am CST
My favorite day is here again, and it’s Friday date night! It’s also crystal clear and 53 degrees outside. What could be better in February?
While in Florida recently, we attended two HOA meetings held outdoors with masks.
It’s time to install a new sea wall (see my photo) and put in a new parking lot, among other things.
As a result, our monthly fees will jump. However, we are being assessed for the new sea wall for $17,000
We have the option in paying it off over 10 years. Hubs and I decided to pay it in full. In case we aren’t around, we don’t want our kids to have to pay that amount when they inherit our condo. Would you do the same?
Looking forward to a stiff martini tonight!
While in Florida recently, we attended two HOA meetings held outdoors with masks.
It’s time to install a new sea wall (see my photo) and put in a new parking lot, among other things.
As a result, our monthly fees will jump. However, we are being assessed for the new sea wall for $17,000
We have the option in paying it off over 10 years. Hubs and I decided to pay it in full. In case we aren’t around, we don’t want our kids to have to pay that amount when they inherit our condo. Would you do the same?
Looking forward to a stiff martini tonight!24 people like this
23 responses
@jobelbojel (36796)
• Philippines
11 Feb 22
I would do the same. I won't bother the family members.
2 people like this


@FourWalls (86855)
• United States
11 Feb 22
Yep, I’d pay it off. Now that I’ve done my taxes and know the damage ($24) I’ll pay off the “same as cash” bill on my furnace.
I have a serious question for you (and if you tell anyone I was serious I’ll spike your martini with water instead of gin!): given what happened to that condo building in Surfside last year, was there any discussion about your condo building and it being structurally sound? (I’d want to know that the building wasn’t going to collapse before I paid for the sea wall!
) I would hope your building was inspected right after that happened last year and that things are fine.
) I would hope your building was inspected right after that happened last year and that things are fine.2 people like this
@DianneN (254926)
• United States
11 Feb 22
Not bad damage for you, thank goodness!
Yes, our building as were most buildings were inspected thoroughly. We passed with flying colors. 
Please don’t spike my martini with water. My lips are sealed, except for the bottle of water I’m guzzling right this minute 

Please don’t spike my martini with water. My lips are sealed, except for the bottle of water I’m guzzling right this minute 
2 people like this
@FourWalls (86855)
• United States
11 Feb 22
@DianneN — I’m glad everything’s okay with your condo. Enjoy your stiff martini this evening, and Shabbat shalom!
2 people like this

@DianneN (254926)
• United States
11 Feb 22
It is what it is. If it were our own private house in Florida, we’d have to replace it ourselves. Having an HOA is worth it to us, since we don’t have to worry about anything while there or up in Connecticut (where we don’t have an HOA fee)

2 people like this


@DWDavis (25797)
• United States
12 Feb 22
@DianneN I'm dreading the day we get assessed for the sewer lines the county has been promising for the last 25 years. I hope we are out of the house before that happens. Because we own the wooded lot next door, we will be charged double. Ouch!
1 person likes this

@LadyDuck (502729)
• Italy
13 Feb 22
@DianneN My father never had credit cards, but back in time you could use cash. With the latest restriction here in Europe paying cash has become a serious problem. If you dare to pay something that costs more than $1,000 cash they consider it's money laundering and you get a fiscal inspection.



1 person likes this

@moffittjc (128840)
• Gainesville, Florida
12 Feb 22
Should your HOA fees have already been covering that? If not, that's poor planning on the part of the condo board. Any current AND future maintenance needs should always be factored in to your fees.
When I bought my first townhouse, our HOA was responsible for the entire outside of the buildings, including the roof of each building. They built into our fees the cost of repainting the exterior walls, patching any stucco, and replacing the roof every 25 years. They also built into our fees the cost to replace our neighborhood swimming pool 25 years down the road.
Now, if I was faced with a special assessment like you are facing, I would probably elect to pay all of it upfront if I could afford it.
1 person likes this

@moffittjc (128840)
• Gainesville, Florida
13 Feb 22
@DianneN I know that no matter how much planning goes into these sorts of things, there’s always something unexpected that comes up that requires a special assessment. Tell them to build the new sea wall high enough to accommodate future rising sea levels! Lol
1 person likes this
@DianneN (254926)
• United States
12 Feb 22
Our place is nuts, but they’re trying to fix all the damage the thieves of the past did. We are in arrears
. All you mentioned is covered. However, assessments arise when necessary. This is our first since we bought the place in 2013 or 2014.
. All you mentioned is covered. However, assessments arise when necessary. This is our first since we bought the place in 2013 or 2014.1 person likes this

@LindaOHio (222726)
• United States
12 Feb 22
I don't like installments and debt hanging over my head. I would pay it off all at once. Have a good weekend.
1 person likes this
@DianneN (254926)
• United States
13 Feb 22
@LindaOHio Yes, several. They may have to move

1 person likes this
@LindaOHio (222726)
• United States
13 Feb 22
@DianneN I am sure there are some for which this will be a bad blow.
1 person likes this

@ElusiveButterfly (45941)
• United States
12 Feb 22
Of course if you are able to pay in full it is the best option. I loathe having payments drag out for years.
We almost bought a new vehicle but the thought of monthly payments and the fact that we are still trying to buy a home stopped us. We bought a used vehicle for cash.
1 person likes this
@GardenGerty (169568)
• United States
12 Feb 22
I would always opt to pay in full if I can.
1 person likes this
@RasmaSandra (98106)
• Daytona Beach, Florida
13 Feb 22
Enjoy your martini you deserve it, I agree with your decision, I could not make that decision because I would not have the money. As it was I had to pay taxes on my land in Riga and it would have cost close to 20,000 to pay it all off and own the land, So I was lucky the people bought the house and took up the payment of the land, You know I would have been happier having Martin around and still paying those taxes thus is life,
1 person likes this
@oahuwriter (26773)
• United States
12 Feb 22
Happy Friday!!
If I'd the money, yes pay now, in full. Anything construction, price always goes up, 2 hours after getting estimate.
Your children, won't have to worry about it, at all. Tax wise, good too.
Your children, won't have to worry about it, at all. Tax wise, good too.1 person likes this










Thanks and happy Friday to you!













