Well, I am glad I have tomorrow off
@GardenGerty (169505)
United States
January 18, 2026 5:02pm CST
My debit card declined the other night at Tracfone online. I thought it was a problem on their end, but it declined at Wal Mart today as well. Sure am glad I have a second checking account.
So I took my card over to the Walmart ATM and the response was that it was a suspected scam or fraud.
Just in case, there is a branch of my bank right close to Walmart, and it told me "Access denied, unauthorized use."
I was going to check Bob's card, but he could not get his billfold out of his pocket. I think it is the same, though. He could not get gas the other night.
Guess who gets a phone call tomorrow, and maybe a trip an hour away to the bank? Me, of course.
Meanwhile, Bob is in bed asleep.
15 people like this
14 responses
@GardenGerty (169505)
• United States
24 Jan
I checked it at an ATM because sometimes it is the store having a problem. It turns out to have been suspected fraud. It was not fraud and the account was released.
1 person likes this
@celticeagle (189927)
• Boise, Idaho
19 Jan
I hope you get it straightened out. That would be scary. I think it is smart to have another account.
2 people like this
@GardenGerty (169505)
• United States
24 Jan
That extra account is supposed to be back up money for yearly taxes and vet bills, etc. I did get it straightened out. My husband's card was not affected.
1 person likes this
@celticeagle (189927)
• Boise, Idaho
26 Jan
@GardenGerty ........Nice that you had it. And nice to get it all straightened out. I hate having any financial issues.
@kaylachan (84823)
• Daytona Beach, Florida
19 Jan
I hate when that happens. It can happen if there was a charge somewhere, (could be ligit) that the bank thinks is fraud. Usually confirming the transaction is ligit is all you have to do.
1 person likes this
@GardenGerty (169505)
• United States
24 Jan
You figured it out. It was my Amazon Prime renewal that hit and locked my card down. I okayed it and in less than five minutes I could use that card.
1 person likes this
@kaylachan (84823)
• Daytona Beach, Florida
24 Jan
@GardenGerty That's what I thought. I had a card do something like that to me, so I get it.
@xstitcher (39050)
• Petaluma, California
21 Jan
Sigh. I'm very sorry that happened. 
1 person likes this
@GardenGerty (169505)
• United States
24 Jan
It turned out that the bank had flagged it because of my Amazon Prime renewal. I okayed it and it has been fine since.
@LindaOHio (222623)
• United States
19 Jan
How unfortunate. You will probably have to get a new card. It's MLK Day today; so the banks will be closed.
1 person likes this
@GardenGerty (169505)
• United States
24 Jan
I suddenly realized that when I got up. I did get it resolved the next day. It was that the bank tagged my Amazon Prime renewal as fraud. They fixed it.
1 person likes this
@LindaOHio (222623)
• United States
25 Jan
@GardenGerty I'm so glad. Sometimes they are TOO careful.
@Nakitakona (59987)
• Philippines
19 Jan
I have a bad experience about my Paymaya account. I transferred a big sum of money from my bank account and it was withdrawn by a scammer.
1 person likes this
@GardenGerty (169505)
• United States
24 Jan
You would think, but did not. I also very seldom use my debit card, so I did not find out until I tried to use it again.
1 person likes this
@snowy22315 (209079)
• United States
19 Jan
Ugh .I just through that .what a nightmare.
1 person likes this
@GardenGerty (169505)
• United States
24 Jan
Once it was business hours, on Tuesday, I could deal with it.
1 person likes this
@DaddyEvil (174590)
• United States
19 Jan
I hope you can get everything figured out and it doesn't take forever for them to do it. Good luck!
1 person likes this
@GardenGerty (169505)
• United States
24 Jan
The person I got on the phone tried to forward me to another person but they did not answer. She said, "Let me look, maybe I can fix it." She could tell me exactly what went wrong and when. It was my Amazon Prime payment that they thought might be a fraud.
1 person likes this
@DaddyEvil (174590)
• United States
24 Jan
@GardenGerty I'm glad she could see the problem and was able to fix it for you.
I don't think most people bother with Amazon Prime. It's just not worth it for the price.
@GardenGerty (169505)
• United States
24 Jan
It worked out fine with just the phone call.
1 person likes this
@GardenGerty (169505)
• United States
24 Jan
Me too. I had cash with me but not enough to cover the situation.
1 person likes this
@GardenGerty (169505)
• United States
24 Jan
It only took a brief phone call. I am glad about that.
1 person likes this
@MarieCoyle (59273)
•
19 Jan
Our banks are all closed tomorrow as it’s a federal holiday. You may want to call or check your bank website?
So sorry you got hacked, so frustrating!
1 person likes this
@MarieCoyle (59273)
•
26 Jan
@GardenGerty
I am sure you were relieved to know your account wasn't hacked.
@Ineeddentures (35039)
•
19 Jan
Hi Heather
Could nobody give you a list of transactions ?
That would let you know for sure if anyone else had used your details and.the.card.details.
I hope that it gets sorted out on Monday
It must be a bit of a worry
1 person likes this
@GardenGerty (169505)
• United States
24 Jan
Monday was a holiday, but yes, we talked through the three transactions that concerned me. It was an automatic trigger from my Amazon Prime yearly fee.
1 person likes this
@Ineeddentures (35039)
•
24 Jan
@GardenGerty
Good that you got it sorted out Heather
I panic when ever a bank issue crops up.
