Debt free me
By Jimbo45
@Ineeddentures (27706)
February 8, 2026 11:10pm CST
Have you got a lot of debt?
I haven't got any.
Nothing at all.
Only the usual bills but it's all paid up to date.
Been debt free for a few years.
Don't like debt. If we wanted something we either saved for it or stole it
That's not true never saved jack
Seriously being debt free is liberating, so I burned Yvoonez bra,s
Are you debt free like me?
20 people like this
23 responses
@LadyDuck (498229)
• Italy
9 Feb
@Ineeddentures - Back in time people did not spend money did not have.
2 people like this
@Ineeddentures (27706)
•
9 Feb
@LadyDuck
Well it would never have crossed their minds to get debt so they waited until they saved the money before they bought stuff
3 people like this
@Ineeddentures (27706)
•
9 Feb
That is how we were brought up as well Anna.
I think me and Yvonne were a good match when it comes to money.
Her ancestry, common sense with money is on her genetics and I am Scottish
2 people like this
@LindaOHio (218826)
• United States
9 Feb
Yes indeed. I hate debt. I couldn't sleep if I was in debt.
4 people like this
@snowy22315 (205919)
• United States
9 Feb
I don't have a lot in the way of debt..much less than most households.
3 people like this
@Ineeddentures (27706)
•
9 Feb
Same here.
A lot less lol
I am glad that you don't have a lot of debt
1 person likes this
@lovebuglena (51066)
• Staten Island, New York
9 Feb
I have balances on two credit cards (one for mattress and the other for furniture) but they have 0% interest and I’m making monthly payments.
3 people like this
@lovebuglena (51066)
• Staten Island, New York
9 Feb
@Ineeddentures having no interest is good but I still would prefer not to carry a balance on a credit card.
1 person likes this
@Ineeddentures (27706)
•
9 Feb
0 % interest is good.
I wouldn't mind borrowing money and not having any interest to pay back
2 people like this
@Ineeddentures (27706)
•
9 Feb
@lovebuglena
Well the only way to be sure of doing that is not to use the card
1 person likes this
@Shivram59 (48762)
• India
9 Feb
I have not any debt. A time was when I had borrowed money from my friends, but repayed it back. Being debt free is the greatest joy on the earth
3 people like this
@Shivram59 (48762)
• India
9 Feb
@Ineeddentures I feel myself as free as a free bird.
2 people like this
@Ineeddentures (27706)
•
9 Feb
@Shivram59
Just watch your wings don't fall off on mid air
2 people like this
@MommyOfEli2013 (87951)
• Rupert, Idaho
9 Feb
Only debt is paying my mother back some money she lent to us...but we aren't in loads of debt no.
3 people like this
@MommyOfEli2013 (87951)
• Rupert, Idaho
9 Feb
@Ineeddentures We owed my grandparents a lot more, so not sure if we'll be forgiven of it since they passed or if we'll have to owe somebody else in the family eventually...
but in the meantime we owe my mother under 100 bucks lol.
2 people like this
@Ineeddentures (27706)
•
9 Feb
That's good Courtney.
As long as debt is manageable some debt is ok
1 person likes this
@Ineeddentures (27706)
•
9 Feb
@MommyOfEli2013
Only owing your mum under a 100 bucks is good
Maybe you will be forgiven the money you owed your grandparents.
1 person likes this
@velvet53 (24417)
• Palisade, Colorado
10 Feb
@Ineeddentures I have been reading that about car insurance. I need to check into it better.
I love being debt free. I like your saying about debt free.
1 person likes this
@Ineeddentures (27706)
•
10 Feb
Being debt free
Fills me with glee
You love it too
Car insurance is a rip off though
1 person likes this
@Ineeddentures (27706)
•
10 Feb
@velvet53
Thanks
See for my motorbike insurance
I do a compare site
Then get the one with the lowest price usually
1 person likes this
@pahak627 (5347)
• Philippines
11 Feb
@Ineeddentures I really don't know but i just hope it would take only a few months.
1 person likes this
@Ineeddentures (27706)
•
10 Feb
Will it take you a long time to pay the debt off
1 person likes this
@Ineeddentures (27706)
•
10 Feb
@rebelann
No mercy at all,
Did anyone else object
1 person likes this
@Ineeddentures (27706)
•
9 Feb
Second House, wow.
You must be quite upwardly mobile.
1 person likes this
@Fleura (34515)
• United Kingdom
9 Feb
@Ineeddentures I mean the one we lived in before this one.
1 person likes this
@Ineeddentures (27706)
•
9 Feb
@Fleura
Probably still well heeled lol
Are you posh?
1 person likes this
@BACONSTRIPSXXX (17401)
• Torrington, Connecticut
10 Feb
Only debt I have is my car loan for my new SUV and I pay it monthly gladly, the 0.9 % APR isn't too bad
1 person likes this
@Ineeddentures (27706)
•
10 Feb
I suppose it is hard to buy a car and pay cash these days.
1 person likes this
@BACONSTRIPSXXX (17401)
• Torrington, Connecticut
10 Feb
@Ineeddentures Yeah I didn't want to dip into my 401k either, put down $7500 and financed 21k for a 5 year loan
1 person likes this
@Ineeddentures (27706)
•
10 Feb
@BACONSTRIPSXXX
401k is a considerable amount.
You can pay back the loan with what you earn here!!
1 person likes this
@Ineeddentures (27706)
•
10 Feb
@Ronrybs
Never on the future either unless I was to win the lottery as I would love to live in London
1 person likes this
@Ineeddentures (27706)
•
10 Feb
Aye.
Expensive down your way is property.
I wouldn't fancy buying somewhere down there
1 person likes this
@misunderstood_zombie (8765)
• United States
9 Feb
Pretty much, I don't think I owe anyone except a Doctor I had a dispute with and it's on 190 dollars.
1 person likes this
@misunderstood_zombie (8765)
• United States
9 Feb
@Ineeddentures just extra fees they wanted to charge me, which I disputed, nothing too dramatic.
1 person likes this
@Ineeddentures (27706)
•
9 Feb
@misunderstood_zombie
Extra fees
Well worth disputing and I hope they gave up on it
@Ineeddentures (27706)
•
9 Feb
190 dollars.
Wouldn't worry about it
Can I be right nosey and ask what the dispute is about
1 person likes this
@Ineeddentures (27706)
•
10 Feb
I'm glad that you are managing your debt and I hope you can get it paid off.
I never ever thought about how my debt compared to debt other people had.
I would be curious to know though how much debt certain people had back then
1 person likes this
@RasmaSandra (96334)
• Daytona Beach, Florida
9 Feb
I gave up all my credit cards in the US when I went to Latvia and from then on only use debit cards I don't even have any cash at home,
1 person likes this
@Ineeddentures (27706)
•
9 Feb
I have a debit card
No credit card
Do keep some cash in the house but only a little
1 person likes this
@Ineeddentures (27706)
•
10 Feb
Aye.
It can take a while,
But at the end of the journey, it will all have been worth it
1 person likes this
@indahwow (122)
• Yogyakarta, Indonesia
14 Feb
My goal is to be debt-free. Due to unforeseen circumstances, I was forced to take on debt, but I am now committed to settling all my obligations. Once cleared, I do not intend to borrow again. This situation has been humiliating, as I have faced judgment from others. It was never my intention to be in debt, but I was dealing with a major crisis that left me with no alternative.
1 person likes this
@Ineeddentures (27706)
•
14 Feb
As you say
Sometimes we have no choice
I know how humiliating it can be
1 person likes this
@ocard010101 (95)
•
10 Feb
I, too, am debt free and I also don't like to be burdened by debt. But, online, you will see a lot of videos stating that the rich borrows and borrows because debts are tax-free. But, I guess, they can afford to be in debt.
1 person likes this
@Ineeddentures (27706)
•
10 Feb
What they say is true
The super wealthy can borrow and borrow as a.tax evasion thing
