Debt free me

February 8, 2026 11:10pm CST
Have you got a lot of debt? I haven't got any. Nothing at all. Only the usual bills but it's all paid up to date. Been debt free for a few years. Don't like debt. If we wanted something we either saved for it or stole it That's not true never saved jack Seriously being debt free is liberating, so I burned Yvoonez bra,s Are you debt free like me?
11 people like this
14 responses
@LadyDuck (492848)
• Italy
15h
We never had debts, not even a mortgage. Our parents told us since we were kids, first you make the money and only after you have the money you spend it.
3 people like this
@LadyDuck (492848)
• Italy
8h
@Ineeddentures - Back in time people did not spend money did not have.
2 people like this
5h
@LadyDuck Well it would never have crossed their minds to get debt so they waited until they saved the money before they bought stuff
1 person likes this
8h
That is how we were brought up as well Anna. I think me and Yvonne were a good match when it comes to money. Her ancestry, common sense with money is on her genetics and I am Scottish
2 people like this
@LindaOHio (213242)
• United States
13h
Yes indeed. I hate debt. I couldn't sleep if I was in debt.
3 people like this
8h
Same here. It would be awful
1 person likes this
@snowy22315 (202657)
• United States
8h
I don't have a lot in the way of debt..much less than most households.
2 people like this
6h
Same here. A lot less lol I am glad that you don't have a lot of debt
1 person likes this
@lovebuglena (49056)
• Staten Island, New York
2h
I have balances on two credit cards (one for mattress and the other for furniture) but they have 0% interest and I’m making monthly payments.
2 people like this
@lovebuglena (49056)
• Staten Island, New York
2h
@Ineeddentures having no interest is good but I still would prefer not to carry a balance on a credit card.
1 person likes this
2h
0 % interest is good. I wouldn't mind borrowing money and not having any interest to pay back
2 people like this
2h
@lovebuglena Well the only way to be sure of doing that is not to use the card
1 person likes this
@Shivram59 (47179)
• India
13h
I have not any debt. A time was when I had borrowed money from my friends, but repayed it back. Being debt free is the greatest joy on the earth
2 people like this
@Shivram59 (47179)
• India
7h
@Ineeddentures I feel myself as free as a free bird.
2 people like this
6h
@Shivram59 Just watch your wings don't fall off on mid air
2 people like this
8h
It is indeed a joy being debt free
2 people like this
• Rupert, Idaho
4h
Only debt is paying my mother back some money she lent to us...but we aren't in loads of debt no.
2 people like this
• Rupert, Idaho
3h
@Ineeddentures We owed my grandparents a lot more, so not sure if we'll be forgiven of it since they passed or if we'll have to owe somebody else in the family eventually... but in the meantime we owe my mother under 100 bucks lol.
2 people like this
3h
@MommyOfEli2013 Only owing your mum under a 100 bucks is good Maybe you will be forgiven the money you owed your grandparents.
1 person likes this
3h
That's good Courtney. As long as debt is manageable some debt is ok
1 person likes this
@May2k8 (19671)
• Indonesia
8h
I never had debt and my mother always told me to always use the money you earn wisely.
2 people like this
6h
Your mother has offered you very good advice
1 person likes this
@xstitcher (37928)
• Petaluma, California
7h
No, but I don't have as much debt as some.
1 person likes this
6h
I remember celebrating when we got debt free. It's amazing how far money goes when it's not paying off debts
• Philippines
6h
Yeah that has been my problem for the entire year. Good thing my loan payments will be over in two months. Loans just made me depressed.
1 person likes this
6h
I can imagine it would be a bit depressing having to repay money back for years and years
@RasmaSandra (94039)
• Daytona Beach, Florida
1h
I gave up all my credit cards in the US when I went to Latvia and from then on only use debit cards I don't even have any cash at home,
1 person likes this
1h
I have a debit card No credit card Do keep some cash in the house but only a little
1 person likes this
@Fleura (33844)
• United Kingdom
16h
Yes. I have never had any debts apart from a mortgage and we paid that off in our second house, so about 12 years ago.
1 person likes this
8h
Second House, wow. You must be quite upwardly mobile.
1 person likes this
@Fleura (33844)
• United Kingdom
2h
@Ineeddentures I mean the one we lived in before this one.
1 person likes this
2h
@Fleura Probably still well heeled lol Are you posh?
@NJChicaa (126267)
• United States
10h
I am not but I have enough to pay the bills and treat myself to luxuries like candles, good skin care products, etc.
1 person likes this
8h
I would gladly share my good fortune with you my lovely pool dwelling in the summer friend ,
1 person likes this
• United States
47m
Pretty much, I don't think I owe anyone except a Doctor I had a dispute with and it's on 190 dollars.
1 person likes this
• United States
31m
@Ineeddentures just extra fees they wanted to charge me, which I disputed, nothing too dramatic.
1 person likes this
36m
190 dollars. Wouldn't worry about it Can I be right nosey and ask what the dispute is about
1 person likes this
1m
@misunderstood_zombie Extra fees Well worth disputing and I hope they gave up on it
• United States
11h
Yes we are debt-free and loving it. More discretionary money to spend
1 person likes this
8h
Aye I have discovered on just 3 short months that wealth is wonderful lol
1 person likes this