How often do you do online banking?
By The Horse
@TheHorse (239055)
Walnut Creek, California
July 8, 2026 1:51pm CST
I deposited some gig money (cash) at an ATM machine the other day. I was pretty excited about that. I think I deposited $108.00. As we "local musicians" like to say, "There's tens of dollars out there to be made playing gigs!" You know we're joking around, right?
Most of my banking is done online I actually check online banking almost every day. If a deposit has been made into my checking account from Guitar Center or another source of income, I'll move some of the money into Savings (higher interest rate) or my small investment account, if it will help me buy a new CD (Certificate of Deposit). Those are yielding 4 percent right now, well above what most checking or savings accounts yield.
I pay my credit card off a couple of days before it's due.
How often do you do online banking? Are your strategies similar to mine?
,
22 people like this
21 responses
@wolfgirl569 (137666)
• Marion, Ohio
8 Jul
I drop cash in every couple of weeks. The rest is done online once or twice a month
4 people like this
@BarBaraPrz (52002)
• St. Catharines, Ontario
9 Jul
@TheHorse Pay ma bills, check the balance, occasionally transfer funds from chequing to savings.
1 person likes this
@TheHorse (239055)
• Walnut Creek, California
9 Jul
@BarBaraPrz Yep. Gotta go for the max interest rate.
1 person likes this
@FourWalls (87805)
• United States
8 Jul
I pretty much do all my banking online. It’s a requirement for Social Security checks to be directly deposited. What I do is, after I’ve paid my bills (all automatically or online), I’ll take the “odd amount” and put it in savings. For instance, if I had $1,234.56 after the bills were paid I’d put the $234.56 into savings. That way, I’d know my checking account was correct because it was an “even” number, plus I’d be saving money every month.
And I like that Facebook meme about musicians: putting $1000 in equipment into a $500 car and spending $50 in gas to make $100. That’s a musician.
3 people like this
@RasmaSandra (99166)
• Daytona Beach, Florida
8 Jul
Now and then I check the balance because I hav3e a couple of automatic payments and when I get money for surveys I check to see the deposit has been made,
2 people like this
@RasmaSandra (99166)
• Daytona Beach, Florida
8 Jul
@TheHorse so does mine but then I put it right into my bank, Always need to add something,
1 person likes this
@lovebuglena (52672)
• Staten Island, New York
8 Jul
Too bad we can’t deposit cash online. If I need to deposit a check I prefer to go to the bank but I will say it is convenient to be able to deposit it, without getting up from your couch, via bank app.
2 people like this
@TheHorse (239055)
• Walnut Creek, California
9 Jul
@lovebuglena Kind of. Or I am just too lazy to learn how to do it.
2 people like this
@lovebuglena (52672)
• Staten Island, New York
8 Jul
@TheHorse Do you not trust mobile deposits?
2 people like this
@Marilynda1225 (91611)
• United States
9 Jul
I'm an online banker and find it convenient and easy. My Social Security is automatically deposited and then I pay my bills and transfer some to savings. It's so much easier to be able to check often instead of having to wait for those monthly statements to come in the mail all those years ago.
1 person likes this
@teamfreak16 (44490)
• Denver, Colorado
8 Jul
I live across the street from my credit union and I've never gone in there other than to open the account. Online or nothing for me! 
1 person likes this
@teamfreak16 (44490)
• Denver, Colorado
8 Jul
@TheHorse - True, Chase just closed the branch across the alley last year. We still have a Huntington on the corner, though.
@Ineeddentures (38652)
•
8 Jul
Money goes in
We pay everything online either direct or through the bank
I check out balances every day so I can advise quietly that Yvonne goes easy with her card.
1 person likes this
@GardenGerty (170155)
• United States
9 Jul
I have just recently set up online accounts and check my accounts frequently. I have plans to move some money around, now that wea re in a position to do that.
@celticeagle (191508)
• Boise, Idaho
9 Jul
You jokesters! I wish I could buy some CODs. I do most of the same online banking you do. No savings or CODs though. I have only been to the brick and mortar bank a few times in many years. I do a lot of figuring on the 1st and 3rd of each month because I am my daughter's payee and figure her bills and our household ones. Then check every day or so to be sure all is coming out when it's supposed to and is correct.
@LadyDuck (504929)
• Italy
9 Jul
Only when I really need to, that means the few times I have to pay a bill. I did last week to pay the car insurance. Most bills are paid directly from our bank account, I receive the bill to check in my email, if there is something wrong I can block, but I never found anything wrong.
@Daljinder (23200)
• Bangalore, India
9 Jul
Here, we rarely, if ever, we handle cash. It's either credit card or UPI payments.
