How often do you do online banking?
By The Horse
@TheHorse (238791)
Walnut Creek, California
July 8, 2026 1:51pm CST
I deposited some gig money (cash) at an ATM machine the other day. I was pretty excited about that. I think I deposited $108.00. As we "local musicians" like to say, "There's tens of dollars out there to be made playing gigs!" You know we're joking around, right?
Most of my banking is done online, I actually check online banking almost every day. If a deposit has been made into my checking account from Guitar Center or another source of income, I'll move some of the money into Savings (higher interest rate) or my small investment account, if it will help me buy a new CD (Certificate of Deposit). Those are yielding 4 percent right now, well above what most checking or savings accounts yield.
I pay my credit card off a couple of days before it's due.
How often do you do online banking? Are your strategies similar to mine?
,
13 people like this
13 responses
@RasmaSandra (98822)
• Daytona Beach, Florida
4h
Now and then I check the balance because I hav3e a couple of automatic payments and when I get money for surveys I check to see the deposit has been made,
2 people like this
@RasmaSandra (98822)
• Daytona Beach, Florida
3h
@TheHorse so does mine but then I put it right into my bank, Always need to add something,
1 person likes this
@FourWalls (87518)
• United States
5h
I pretty much do all my banking online. It’s a requirement for Social Security checks to be directly deposited. What I do is, after I’ve paid my bills (all automatically or online), I’ll take the “odd amount” and put it in savings. For instance, if I had $1,234.56 after the bills were paid I’d put the $234.56 into savings. That way, I’d know my checking account was correct because it was an “even” number, plus I’d be saving money every month.
And I like that Facebook meme about musicians: putting $1000 in equipment into a $500 car and spending $50 in gas to make $100. That’s a musician.
2 people like this
@wolfgirl569 (137081)
• Marion, Ohio
3h
I drop cash in every couple of weeks. The rest is done online once or twice a month
2 people like this
@DaddyEvil (175425)
• United States
Just now
I don't do online banking. Pretty took over my accounts and is always doing something with them. I only know when she pays the electric and gas bills. My phone is still set up to notify me when those get paid. I do check PayPal once a month or so to see what has been deposited or credited there. (I still send a little money to friends in the Philippines once in a while.)
@lovebuglena (52540)
• Staten Island, New York
4h
Too bad we can’t deposit cash online. If I need to deposit a check I prefer to go to the bank but I will say it is convenient to be able to deposit it, without getting up from your couch, via bank app.
1 person likes this
@TheHorse (238791)
• Walnut Creek, California
1h
@lovebuglena Kind of. Or I am just too lazy to learn how to do it.
1 person likes this
@lovebuglena (52540)
• Staten Island, New York
3h
@TheHorse Do you not trust mobile deposits?
1 person likes this
@teamfreak16 (44150)
• Denver, Colorado
5h
I live across the street from my credit union and I've never gone in there other than to open the account. Online or nothing for me! 
1 person likes this
@teamfreak16 (44150)
• Denver, Colorado
4h
@TheHorse - True, Chase just closed the branch across the alley last year. We still have a Huntington on the corner, though.
@Ineeddentures (37535)
•
2h
Money goes in
We pay everything online either direct or through the bank
I check out balances every day so I can advise quietly that Yvonne goes easy with her card.
