debt consolidation

Tagged Discussions

Figured out a way to relieve some of my financial pressure!

dragon54u @dragon54u (31633) • United States 25 Aug 17

I got an offer in the mail from one of my credit card providers and have been mulling it over for a couple of weeks. Finally, I pulled the trigger on it Wednesday. I have a lot of debt from medical bills, mostly for my son....

debt consolidation

loans

bankruptcy

3 responses •

4 people

Control your Debts by Refinancing your Current Home Loan

Shalendra Singh @expertfinancebrokers (3) • Sydney, Australia 2 Oct 14

Are Your Debts Getting Out of Control and Are You Thinking of Refinancing? If you have answered yes, you should consider the possibility of refinancing your current home loan and combining your multiple debts (e.g. credit cards...

home loan refinance

debt consolidation

lower rate

low monthly repayment

Have you ever used a credit counseling agency?

katsmeow1213 @katsmeow1213 (28716) • United States 27 Jan 11

I want to work on getting out of debt soon so that I can begin working on buying a house! I am debating using a credit counseling agency to help us consolidate our bills and make 1 payment per month that will work on lowering our...

credit counseling

debt consolidation

get out of debt

8 responses •

1 person

Was there ever a time in your life when you didn't know how you would pay all

littlefranciscan @littlefranciscan (18327) • United States 28 Mar 10

Was there ever a time in your life when you didn't know how you would pay all your bills? Perhaps a time when bills were piling up? How do you handle the situation?

6 responses •

1 person

need help/advice for credit card debt

mikeysmom @mikeysmom (2088) • United States 29 Mar 09

there are so many ads out there on tv and radio for these supposed credit counseling agencies that can consolidate your credit card debt and even get your principle balance and interest down. i know many of them are scams and have...

credit card debt

debt

debt consolidation

1 response

Heads Up On Another Phone Scam

pyewacket @pyewacket (43903) • United States 20 Jan 09

Gee these people sure can think of different ways to scam us. This scam might be more tempting for many people who are heavily in debt due to credit cards. Sometimes rather than resort to filing bankruptcy, many people will turn...

scammers taking advantage

sherlock holmes

31 responses •

11 people

What's your goal as far as money is concerned?

CRSunrise @CRSunrise (2981) • United States 31 Dec 08

Once I get us caught up finacially, I'd like to make enough money each money to pay our rent and our debt consolidation loan. While it is possible to do, it's going to require a lot of work. But if it's something worthwhile, I...

2 responses

Don't you hate it when they ask you this?

taface412 @taface412 (3175) • United States 26 Nov 08

Recently I added a few more bills into my curent debt consolidation and I received a call from one of my creditors....and of course I knew they would ask this and maybe it is required by them toask this but it gets me everytime...

4 responses •

1 person

Mortgage help!

Ejobsuccess @Ejobsuccess (895) • United States 20 Oct 08

In life, at one point most of us will go through spell of not being able to make the mortgage. I myself have found myself there. Ashamed and embarrassed, as well as afraid of high intrest rates. I searched and scanned many places...

Is bad credit really your fault?

beautyqueen26 @beautyqueen26 (16030) • United States 10 Oct 08

I have bad credit, like many Americans. And, yes, it's my fault! I get so steamed when I hear these commercials on TV from debt consolidation companies that say, "Bad credit is not your fault!" Well then, who's fault is...

27 responses •

6 people

Has anyone heard of this company?

cwilson26 @cwilson26 (2735) • United States 18 Sep 08

My husband and I have been looking for debt consolidation companies to help us get out of debt and build our credit back up. My husband found one online and had a long phone conversation with them asking questions and such. The...

consolidation

debt consolidation

2 responses

Is Bad Credit Your Downfall?

mskim2u2004 @mskim2u2004 (355) • United States 17 Aug 08

I have had some serious issues with credit in the past and I have come across lots of others who have also. Credit prevents you from doing a lot nowadays. Can you imagine credit keeping you from obtaining a job? It's true....

There is a light at the end of the tunnel after all....

taface412 @taface412 (3175) • United States 15 Aug 08

Okay I am exhausted and emotionally a wreck and at the same time trying to rebuild myself (because let's face it I did let a lot of my wants and desires of a personal life go over the years) almost to the point where I could feel...

credit counseling service

debt consolidation

deferrment

hard work

how to file bankruptcy

3 responses

debt

Jenny1976 @Jenny1976 (28) • United States 2 Aug 08

Hey does anyone kow of a good place to get debt consolidation?

consolidation

debt consolidation

get out of debt

2 responses

First home loan

toosh21 @toosh21 (800) • Australia 30 Jul 08

Sorry guys, wasn't sure exactly where to put this discussion. I need your help - we live in Australia and have heard that a house with a small amount of land that we like may be coming on the market in the next week or so. We...

financial iQ

spoiled311 @spoiled311 (5500) • Philippines 22 Jul 08

I am not one who is very concerned with finances. As long as money comes in and I am saving up, and I am paying my bills, I am already happy with my situation. I am not one with long-range planning, such as with investments,...

consolidation

consolidation debt relief

1 response •

1 person

Debt Consolidation - good, bad or indifferent? ADVICE NEEDED!!!

dmillman @dmillman (2273) • United States 7 Jan 08

I'm thinking about trying debt consolidation. My husband does it, and I'm thinking about doing it. I've been in debt for a long time and I can't seem to get ahead. Every time I do, it's like one step forward, ten steps back. I'm...

6 responses •

4 people

debt consolidation companies

darkangelblue13 @darkangelblue13 (7) • United States 2 Jan 08

do you really think that they are there to help you or harm you...which ones are legit and with ones aren't...what are the best ways to get out of credit card debt...they say that there are grants out there to help but were are...

consolidation

debt

debt consolidation

2 responses •

1 person

Preapproved credit card offers

brendakaya @brendakaya (2332) • United States 5 Aug 07

What's the most credit cards you've ever had at one time? I've had as many as 13 at one time, and then i'd do a debt consolidation, and think I was going to cancel them all, but then somehow, I'd always talk myself in to keeping...

9 responses •

4 people

I can't believe I forgot this one! How to tag your discussions for maximum cash

beautyqueen26 @beautyqueen26 (16030) • United States 14 Jul 07

I was in the kitchen a minute ago and tags popped in my head! If you've been at My Lot for awhile you know that you should tag each discussion that you post. Most people do it without even thinking about the reason. As far as I...

27 responses •

11 people