$4000 stolen from The Horse.

@TheHorse Don't worry! Things would be alright!

@TheHorse I have listed a few steps that I would take in Anna's box. Please check.

I will. I'm actually a tad scared right now.

@TheHorse You all are smarter than I, but here is how I would go about it. Without a name on it, it shouldn't be cashed normally. 1. So whoever issued it to you, please approach that party and request them to look into their bank accounts to identify the name of the person who has cashed it. The name and / account number appears in the bank statements. 2. Then take a letter (multiple copies actually) from them that the check was issued in your name and not in the name of the person who seems to have cashed it. The letter should be addressed to the bank that released the check amount. 3. Now, ask this bank to furnish the name of the branch where the amount has been cashed/transferred. It could be UPI too. And request the branch to issue a letter (multiple copies) one of which has to be sent with copy of the check issuing party, to the UPI/bank, and another to the banking ombudsman of your central bank, and third copy set to the police station under whose jurisdiction this problem falls. 4. Give strict instructions to your bank to confirm any movement of funds from your account for the next couple of months. Request the issuer of check also to do so to their bank as the fraud may also be occurring at their end. You are so innocent type of person. Almost like the kids you play with. I feel so protective about you.

@TheHorse I wonder how someone could cash a check that was not in his/her name. Well this proves that Switzerland was right to ban checks 15 years ago.

Too late for that. Someone cashed it.

What would somebody gain by stealing checks on which the name of the recipient is already there? Out here, such things don't happen. At least, I have not heard of it.

It is for real.

@vandana7 It happened to me.

@TheHorse You need to be very careful.

@TheHorse Then the culprit needs to be careful!!

I'm going to call the local Sheriff this evening. I was working today.

@TheHorse Hugs. Come over. I can't cross sharks. You can.

It is. And I could not contact anyone to help me this evening. I hope they don't get everything I've saved over the past 40 years.

I blew off music tonight to work on this case. I worry that it's going to be complicated.

@lovebuglena I do not know. The Sheriff I talked to this morning was helpful. But I have to gather more information before I file an official complaint.

@TheHorse But how the heck did they cash the check when it was made out to you?

@TheHorse It's possible that someone knows your daily life

I don't understand the question.

That's what I was wondering. I think this is the tip of a big iceberg.

It was.

@TheHorse and that makes it even worse, Think about it who could know that check would be in your mailbox, That is not common knowledge and they could have broken into any mailbox, So sorry this happened to you,

Someone stole it and somehow cashed it.

@TheHorse That happened to my neighbor once where I used to live. There was an investigation as the check was for over 10K. It came out that it was the mailman, he stole some other people's money as well. Not saying it's your mailman, just remembered this. I surely hope it is resolved quickly.

I hope so too.

@TheHorse

@TheHorse One time password. What we have is, when large sums are withdrawn from our accounts, the bank confirms from us whether we did issue a check of that amount. And if the transaction is being done online, bank sends an OTP to our cell phone to confirm whether the person attempting to transfer the money is indeed the same as us. Pretty safe procedure.

What is an OTP?