6/18/24 - Update on My Husband
By LindaOH
@LindaOHio (222896)
United States
June 18, 2024 3:56am CST
My husband didn't call yesterday which was too bad because I had a lot to tell him.
Gave the completed appeal to our housekeeper; and she will mail it from the post office with a Return Receipt requested.
Looked into long term care insurance. This is the type of thing we should have done years ago. Now it will cost $1,600 per month for me; and my husband is too old to be covered. Those of you in your 60s or so, if you can afford it, should think about getting some long-term care insurance now.
Thank you for your continued prayers, support and thoughts.
Photo Credit: Pixabay
25 people like this
22 responses
@LindaOHio (222896)
• United States
18 Jun 24
We never imagined needing long term care insurance. That's the mistake many people make.
3 people like this
@just4him (323168)
• Green Bay, Wisconsin
18 Jun 24
@LindaOHio Yes, I'm sure it is.
2 people like this
@kobesbuddy (78833)
• East Tawas, Michigan
18 Jun 24
@LindaOHio Average people could never afford this luxury!
2 people like this
@FourWalls (86940)
• United States
18 Jun 24
OUCH. $1,600 a month for the insurance??? I’m very thankful I don’t have to worry about that. (The VA will provide it because of my disability rating.)
2 people like this
@FourWalls (86940)
• United States
19 Jun 24
@LindaOHio — I have a disability rating above 50% so I can go to a VA long-term care facility. It depends on a service-connected disability.
1 person likes this
@LindaOHio (222896)
• United States
19 Jun 24
@FourWalls I see. I wonder if they have any VA long-term facilities anywhere near us.
1 person likes this
@LindaOHio (222896)
• United States
19 Jun 24
We are both disabled. Are you saying that the VA will pay for long term care????
1 person likes this
@marguicha (230365)
• Chile
18 Jun 24
My 2daughters changed to health insurances that were not so expensive. I agree with you but I have no power over them.
2 people like this
@LadyDuck (502886)
• Italy
19 Jun 24
@LindaOHio - Often I think that life is too unpredictable.
1 person likes this
@LindaOHio (222896)
• United States
19 Jun 24
You just never know what will happen.
1 person likes this
@LindaOHio (222896)
• United States
18 Jun 24
I never imagined that my husband would be away from home for 5 months.
2 people like this
@porwest (112928)
• United States
18 Jun 24
@LindaOHio We tend not to think about things like that. But of course, things do happen.
1 person likes this
@snowy22315 (209221)
• United States
18 Jun 24
Oh I thought you had done the appeal already. You are right, you should have looked into it sooner. The problem with that insurance is it is expensive.
2 people like this
@LindaOHio (222896)
• United States
19 Jun 24
I had to wait until my husband signed one of the forms. It should be on its way this week.
1 person likes this
@LindaOHio (222896)
• United States
19 Jun 24
Yes, we should have looked into it 25 years ago.
1 person likes this
@LeaPea2417 (40061)
• Toccoa, Georgia
18 Jun 24
It is too expensive for us to have long term care insurance.
2 people like this
@LindaOHio (222896)
• United States
19 Jun 24
It's too expensive for most people. We should have looked into it 25 years ago.
1 person likes this
@LindaOHio (222896)
• United States
18 Jun 24
We thought about it; but never pursued it. Big mistake.
2 people like this
@LindaOHio (222896)
• United States
19 Jun 24
Would have been a lot cheaper 25 years ago.
1 person likes this
@Marilynda1225 (91201)
• United States
18 Jun 24
Hope it doesn't take too long to hear about the appeal.
I never thought about getting long term care insurance. That's a lot of money each month.
2 people like this
@LindaOHio (222896)
• United States
19 Jun 24
We should hear about the appeal in about 2 weeks or so. Long term care insurance would have been a lot cheaper in our 60s.
@celticeagle (190074)
• Boise, Idaho
19 Jun 24
I have often thought I should get some long-term but never do. Thinking ahead is smart.
1 person likes this
@RasmaSandra (98157)
• Daytona Beach, Florida
18 Jun 24
Glad to know the appeal is on the way, I hope you can see him soon, Blessings to you both,
1 person likes this
@LindaOHio (222896)
• United States
19 Jun 24
Thank you. I hope to see him next week.
1 person likes this
@LindaOHio (222896)
• United States
19 Jun 24
We couldn't afford those kind of prices times two anyway. That would be $3,000+ a month!
1 person likes this
@MommyOfEli2013 (89979)
• Rupert, Idaho
18 Jun 24
Sorry he didn't call. I had never heard of long term care insurance
1 person likes this
@LindaOHio (222896)
• United States
19 Jun 24
He called last night and we caught up on the news. Long term care insurance covers you if you have to go into a nursing home or rehab, etc.
@MommyOfEli2013 (89979)
• Rupert, Idaho
19 Jun 24
@LindaOHio Well that is a good thing to have then. Couldn't afford it myself.
That's good he called last night
1 person likes this
@MarieCoyle (59420)
•
18 Jun 24
It's very expensive, yes. It is my understanding that the older we are, if we qualify for it the more expensive it is. So, it would be better to get it at a younger age...no one ever thinks about this possible need. My aunt bought it at 60, and we worried she was throwing her money away. Hers paid for seven full years, and she used every bit of it. She passed away a few months after all the benefits were used up, her husband paid for the remainder. But we were so, so thankful she had thought to get that.
1 person likes this
@LindaOHio (222896)
• United States
19 Jun 24
Yes, you just never know if you will need it.
1 person likes this
@MarieCoyle (59420)
•
20 Jun 24
@LindaOHio
No one knows what their future will bring. You are right.
1 person likes this
